Terms and Conditions
Last Updated: January 1, 2026
These terms and conditions govern the use of the Guiaintegral educational platform operated by Guiaintegral s.r.o. By using our platform, you agree to these terms.
1. Introductory Provisions
The platform is operated by Guiaintegral s.r.o., with registered office at Hlavná 15, 811 01 Bratislava, Slovak Republic, Company ID: 56 789 012, registered in the Commercial Register of the District Court Bratislava I, Section: Sro, Insert No. 156789/B.
2. Description of Services
Guiaintegral is an educational platform focused on financial literacy. We provide informational content, educational materials and courses on personal finance, budgeting, saving and investment basics. Our content is purely educational and does not constitute financial, investment or tax advice.
3. Registration and User Account
Access to some platform features may require registration. When registering, you are obligated to provide truthful and current information. You are fully responsible for the security of your account and password.
4. User Rights and Obligations
As a user, you have the right to access platform content in accordance with these terms. You agree that you will use the platform only for legal purposes, you will not copy, distribute or commercially exploit our content without written consent, you will not attempt to gain unauthorized access to our systems.
5. Intellectual Property
All content on the platform including texts, graphics, logos, icons, images, audio files, digital downloads and software is the property of Guiaintegral s.r.o. or its content providers and is protected by Slovak and international intellectual property laws.
6. Disclaimer
Information on this platform is provided as is without any warranties. We do not provide financial, investment, legal or tax advice. Before making any financial decisions, consult a qualified professional. We are not liable for any losses or damages arising from reliance on information provided on our platform.
7. Changes to Terms
We reserve the right to change these terms and conditions at any time. We will inform you of significant changes via a notice on the platform or by email. By continuing to use the platform after changes are published, you agree to the new terms.
8. Governing Law and Dispute Resolution
These terms and conditions are governed by the laws of the Slovak Republic. Any disputes arising from the use of the platform will be resolved by the competent courts of the Slovak Republic. Before litigation, the parties undertake to attempt an amicable resolution of the dispute.
9. Contact
For any questions regarding these terms and conditions, contact us at info@guiaintegral.com or in writing at Guiaintegral s.r.o., Hlavná 15, 811 01 Bratislava, Slovak Republic.